In the choice car insurance danger plants time, except hands over the strong danger, suggested that has two main dangers certainly to want on; first, Che Sunxian; second, third party liability insurance. These two dangers plant are the vehicle owner after having the accident, the person and vehicle’s loss can obtain the compensation basic guarantee.
In addition, there are two additional risks recommends the best to the owner. An emergency is stolen, and the other is a non-deductible insurance. Stolen emergency vehicles can be guaranteed once stolen or robbed, owner of losses to be compensated. The insurance terms insurance companies now have a deductible rate, car owners take full responsibility for the accident, the insurance cover is 20%, mainly responsible for 15% of the deductible, the same duty of 10% of the deductible, secondary liability deductible 5%. In order to make their own economic compensation to reduce to a minimum, it is best to spend 100 Yuan to buy a non-deductible insurance, regardless of the owner of the extent of liability, the insurance company will pay to the owner of all premiums.
Speaking of the new car, the spontaneous combustion danger may also not want, in three packages of times, if has the spontaneous combustion, the factory can the adjustment. But glass danger, if very little runs long-distance, this may also not want. All insurances need to act according to oneself individual service condition, is not on more better, on too many are one resources waste.
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